Back to DSCR Loans
DSCR Loans
Can I get a DSCR loan with an interest-only period?
Yes, some DSCR lenders offer interest-only options, where you only pay the interest for a set period, typically the first 10 years of the loan term. This can help reduce your initial monthly payments and improve cash flow[13].
Ready to Get Started?
Now that you understand more about hard money lending, take the next step and get personalized financing terms for your investment.
Related Questions
What is a DSCR loan?
A DSCR loan, or Debt Service Coverage Ratio loan, is a type of mortgage designed for real estate investors. Unlike tradi...
How is the DSCR calculated?
The DSCR is calculated by dividing the property's net operating income (NOI) by its annual debt service (total principal...
What is a good DSCR ratio?
Lenders typically prefer a DSCR of 1.25 or higher, indicating the property generates 25% more income than needed for deb...