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DSCR Loans
Can I get a DSCR loan for a short-term rental property?
Yes, many lenders offer DSCR loans for short-term rental properties, such as those listed on platforms like Airbnb. Lenders may consider factors like the property's rental history and income potential when evaluating these loans[17].
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Related Questions
What is a DSCR loan?
A DSCR loan, or Debt Service Coverage Ratio loan, is a type of mortgage designed for real estate investors. Unlike tradi...
How is the DSCR calculated?
The DSCR is calculated by dividing the property's net operating income (NOI) by its annual debt service (total principal...
What is a good DSCR ratio?
Lenders typically prefer a DSCR of 1.25 or higher, indicating the property generates 25% more income than needed for deb...